SUMMARY OF MATERIAL MODIFICATIONS (SMM) - All Plans
Pension SMM

SMM No. 1 (2015) Work up to Six Hundred Hours /Thirteenth (13th) Check Benefit

SMM No. 2 (2015) Suspension of Benefits /Future Increase to Accrued Benefit-Page1
Page 2

401k/Defined Contributions SMM

SMM No. 2, 3 (2015) Salary Deferral Contributions and Hardship Distribution for COBRA

SUB Fund SMM

No Current SMMs

 

Health Care SMM

No Current SMMs



Please call ahead of time to schedule an appointment with whom you need to see.

The Benefit Office receives the negotiated contributions sent to us by your contractors or other Locals. These contributions are
what determine your eligibility for Health and Welfare and Retirement benefits. Each quarter that you work, you will receive a
statement from the Benefit Office with your hours worked and contributions received. It is important that you keep your check
stubs to make sure that all of your contributions are being reported correctly. In the event of an error or question,
please call the Fund office.

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